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How claims work

The administrator named in your contract decides and pays claims.

When something breaks

1. Make it safe

If you smell gas or suspect carbon monoxide, leave the home and call your gas utility or 911. For a vehicle, get to a safe place first.

2. Call the claims number in your contract

Do this before any repair starts. Approval is usually needed first, and a repair done without it may not be paid.

3. Have your contract and records ready

Your contract number, maintenance records and a description of the problem speed things up.

4. Pay your service fee

You pay the service fee or deductible stated in your contract. The administrator pays covered costs under the contract terms.

Cannot find your contract?

Call (832) 803-7363 or email cs@silvercreekhub.com and we will help you work out who administers your plan.

Next step

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